FAQ

Q: What will my payments be?

A: CLICK HERE TO USE OUR CALCULATOR

Q: How can I apply for a loan?

A: CLICK HERE TO GO TO APPLICATION PAGE

Q: What is a Manufactured Home?

A: Manufactured homes, are built in a factory. Each home conforms to the US government’s Manufactured Home Construction and Safety Standards (HUD code), rather than to building codes enforced at the home’s destination.

Each home or segment of a home is built to conform to the HUD code. Homes Across America manufactured homes are known for their quality and attention to finish detail.

Q: Are manufactured homes built as strong as site built homes?

A: You are assured of first-rate construction, because all manufactured homes built since 1976 must meet the strict performance standards of the U.S. Department of Housing and Urban Development (HUD).

The department’s code requires the highest standards in every phase of construction and its requirements are comparable to the Standard Building Code for site-built homes.

Q: Are manufactured homes safe?

A: Homes Across America Homes built for the Gulf Coast are designed to withstand hurricane-force winds. As for fire, insurance company studies concluded that the chance of fire in a site-built home is twice that of today’s manufactured home.

Thanks to stringent building codes, safety inspection standards and anchoring requirements, a Homes Across America manufactured home may be the safest home you can buy.